Are you a tea-drinker? I believe it is better for you than coffee, and caffeine is one of the most over-“prescribed” drugs in use (tea contains less of it – unless you eat the tea-leaves!)
But we are trying to save money, not discuss health issues.
Which is cheaper? Tea-bags or loose-leaf tea?
Loose tea is less expensive AND tastes better (and allows you to brew the stuff properly!).
All you have to do is use a tea infuser. A single level teaspoon for a single cup.
My preferred tea infuser is: http://www.swissgold.com/e/tea.php
You might be able to pick one up on Amazon. After a while, it will save money if you drink a lot of tea.
Tea-bags are really not necessary and the tea is so tasteless in comparison with loose-leaf tea.